Clearwater / Tampa Bankruptcy Attorneys and Lawyers
Bankruptcy Information
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Bankruptcy Procedure
The individual(s) or business filing for bankruptcy is referred to as the "Debtor". Once the Debtor files a "petition", the bankruptcycourt clerk mails out notices to all creditors advising of the "meeting of creditors", which the Debtor is required to attend.
The meeting
of creditors is conducted by an individual known as the "Trustee", who
is assigned to oversee and review the petition, ask questions of the
Debtor, and conduct a due diligence investigation of the cases assigned.
At this meeting, the Trustee will ask questions
of you under oath in which you are required to respond. If the Trustee
finds that you have no assets, then you should receive a discharge 60
days after the meeting of creditors, if no creditors object during that
period of time.
The above is designed to give you a brief summary of information and
detail involved in filing for bankruptcy relief. Our job is to give you
the best representation possible, while helping discharge as much debt
and keep as many assets as possible under the law. Please contact us at your earliest convenience for a free personal consultation to find
out the best remedy for your situation, and to discuss your available
options.
I heard the laws changed a few years ago and that bankruptcy is no longer possible for most people. Is this true?
| The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file. |
Will I be able to rebuild my credit?
Bankruptcy
laws are in place for a purpose. The laws exist to help people like you
get debt relief and to begin a fresh start! Unfortunately, People
commonly misconceive the effect filing for bankruptcy can have on their
lives and believe they will never be able to reestablish their credit,
never get a credit card again, or never buy a house. This is not the
case. You can reestablish your credit after bankruptcy! Typically, you will start to receive offers for credit cards within 1 or 2 years after your filing.
"Serving Pinellas, Pasco, and Hillsborough Counties."
Carolyn Secor, Attorney at Law
Bankrupty Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone: 1-727-254-1704
www.bankruptcyfortampa.com
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.